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Protection Tips

 

Internet Child Safety

As most people know the internet can be an amazing resource and provide hours of fun for kids, but there is a side to the internet that can be worrying for any parent.

Chat rooms have been a main cause of concern for years, with adults posing as young children and chatting to unsuspecting kids, and in extreme cases trying to organize secret meetings with the child. Things are changing slowly and a lot of chat rooms are starting to monitor their sites more closely, but unfortunately not everyone is following suit.

Websites with explicit images are another problem that children may be exposed to, a few of these websites have a warning on their homepage alerting the user to the fact that the site contains this sort of material, but unfortunately not all of them.

Another major worry for a parent is spam email containing explicit images, most of this type of spam gets sent from countries where any type of law is not easily enforced and therefore the culprits can go on sending, hopefully one day we will see the end of this type of marketing but unfortunately at the moment it is here to stay.

There are things that can be done to protect your children from this type of exposure on the internet, and below we will cover a few of these things.
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Child Security in Chat Rooms

Chat rooms have long been a favorite pastime on the internet for kids. They can be great fun and the children can make some great new friends online. The problem with chat rooms is that they are generally anonymous, so the person that they are chatting to may not be who they say they are.

Unless you supervise your children whenever they are in a chat room then controlling who they chat too can be a problem, although, there are some general guidelines that your children can follow to make their online chatting safer:

  • Stay anonymous, they should use a nickname while online, and never reveal their real name.
  • Never tell anyone where they live, not even if they have been chatting to the person for years.
  • Never tell anyone what school they go to.
  • Never give out phone numbers.
  • Never agree to meet someone without a parent present, and ensure the person they are going to meet knows a parent will be accompanying them.
  • Tell an adult if anything strange happens or anything is said to them that makes them feel uncomfortable.
  • Introduce yourself in the chat room to their online friends, especially if your child wants to meet them.
Although these guidelines may seem fairly obvious, by ensuring that your children follow them they can help remove some of the dangers.

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Websites with unsuitable images

This can be fairly simple to guard against, there is software available which can prevent your children from going to websites with this sort of content (see Net Nanny below). Also when they are searching the internet another measure is for them to use the safe search facility available on most good search engines.

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Spam email with explicit images

Spam email is one of the most annoying problems on the internet and with no real solution in sight it will remain a problem for some time to come.

A lot of email providers offer spam protection, but unfortunately most are not 100% reliable, one of the best defenses against this type of email is by using specialized software (see Spam Shield below) that restricts access to certain types of email, and by restricting any images that may be unsuitable for your child.

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Internet security and email filter software

There are a few programs out there that can help keep the internet a safe, usable resource for your children, as with most types of filters some work and some don't.
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Guard Against Online Fraud

1. Practice safe online shopping
- Register your credit card for added protection from fraudulent purchases. Many major credit card companies now offer advanced purchase protection processes, such as MasterCard's SecureCode and Verified by Visa, for all online transactions when using their cards. This added layer of protection requires the cardholder to enter a pre-registered personal identification number (PIN) only the customers would know, at time of purchase. This PIN number should never be shared with anyone.
- Avoid using public Internet cafes to conduct online transactions. Kiosk workstations may contain malicious code, such as keystroke loggers, to capture your username and password, and other sensitive personal information.
- Access wireless access points with strong security and built-in controls such as Wi-Fi Protected Access (WPA). These controls ensure that sensitive data, including passwords, are encrypted on the wireless network you are surfing.
- Look for "seal of approval" icons, and read the company's privacy policy. Seals of approval provided by different authorities, such as Verisign(TM) and WebTrust(TM), serve to verify that the web site adheres to their stated privacy and/or security policies. If you have any questions or concerns about its validity, consider contacting the retailer directly by phone to clarify that the site is adequately protected.
- If you suspect that your identity has been compromised, notify your financial institution and request that the credit bureau (Equifax/TransUnion) attach a fraud alert to your file. A fraud alert is a "red flag" on your credit report which will identify you as a potential fraud victim to credit grantors.
2. Practice good house-keeping
- Update the latest operating system patches, firewall, anti-virus and anti-spyware software on your computer regularly and check that they are running. Set your computer to automatically scan for and detect any malicious programs (Trojan horses, spyware) planted by hackers wanting you to disclose sensitive information or to misdirect you to a fraudulent web site.
- Verify that your browser has the latest security upgrades (also known as patches) and that it supports 128-bit encryption. This high encryption level helps to prevent sensitive data from being accessed by unauthorized people while transacting online. Consider upgrading the web browser to the latest version, as it provides a better security level and tools.
- Avoid opting for the "remember password and username" option. Despite its convenience, your information will be stored for any and all future users to access. On a public computer, avoid this option altogether.
3. Don't fall prey to online fraud activities
- Disregard emails requesting that you log in to a shopping/financial web site, in order to update account information. Never click on web site addresses sent via email. Unscrupulous individuals who attempt to steal your personal data often use this technique, known as "phishing," to lure customers to bogus, look-alike web sites designed specifically to collect as much of your personal information as possible.
- Never send your financial information, including credit card, chequing account or social insurance numbers, via email. If you initiate a transaction and want to provide your financial information through an organization's web site, look for indicators that the site is secure, such as a lock icon on the browser's status bar or a URL for a web site that begins with "https:" (the "s" stands for secure). Fraud is ever-more sophisticated, so vigilance here is key.

Copied from Marketwatch.com 11/19/2008 Press Release